GAP Insurance

2018 Kia Rio

Kia Gap Insurance protects you should your car experience an accident, theft or fire and is declared a total loss. With Kia Gap Insurance, you're covered for any shortfall between the insurance settlement offer and the amount you paid or owe on the car. For example, suppose you owe $12,000 on your totaled vehicle and the insurance company settles for $10,500, Kia Gap Insurance will provide $1,500 to pay off the full loan balance.

Peace of Mind

Kia Gap Insurance is all about peace of mind. Your car insurance might not offer full value compensation if your vehicle has to be written off. Some insurance policies do offer full compensation, but only for the first 12 months following registration. A total loss can cost you hundreds or thousands of dollars that you'll have to pay out of your own pocket, because the insurance adjuster will factor in mileage, depreciation, pre-incident condition and other variables that reduce the settlement amount.

Important Details

You can buy Kia Gap Insurance for your Kia vehicle if it's up to nine years old with mileage below 90,000 miles and a value up to $50,000. Your car must have comprehensive insurance, and you must be a U.S. resident, at least 18 years old. For cars without an outstanding loan balance, Kia Gap Insurance covers the gap between your net invoice purchase price and the insurer's total loss settlement for a period up 36 months from insurance purchase date. Post-purchase accessories are not covered.

If you have a car loan or lease, Kia Gap Insurance covers the gap between the insurer’s total loss settlement and your balance due, for a period up to 60 months from insurance purchase date.

Kia Gap Insurance is available for any eligible Kia vehicle bought from an authorized Kia dealer. It is not available for commercial or emergency vehicles.

Kia Gap Insurance from Germain Kia

Germain Kia, your local headquarters for quality Kia vehicles, will be happy to arrange Kia Gap Insurance for you quickly and conveniently. Come in today and get the peace of mind provided by Kia Gap Insurance!